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Don’t get taken for a ride when buying a car

Did you know you can search the Personal Property Securities Register (PPSR) to find out if the second-hand car you are considering buying privately may have money owing on it? For less than the price of a cup of coffee the search is worth it for the peace of mind it gives you.

Imagine this scenario: Jack spends weeks finding the car of his dreams. He settles on a tidy, red Holden. It’s a little over his price bracket and even though Jack negotiates a deal with the seller, he still needs to sell his existing car and take out a small loan. Once the finances are sorted, Jack takes possession of the car and registers it with NZ Transport in his name.

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